As an employee, it’s important to know that you are covered by workers compensation insurance. Workers comp is a type of insurance policy that provides financial assistance for medical bills and lost wages when employees get injured on the job.
In this article, we will cover the most common types of injuries covered by workers compensation and how you can file a claim to get the help you need.
Sprains and Strains
Sprains and strains are common injuries in the workplace and can be caused by overexertion, repetitive motions, or falls. These types of injuries can affect any part of the body, but they usually happen to the back, neck, shoulders, or knees.
If you suffer a sprain or strain while working, you should report it to your employer right away and seek medical attention. Workers compensation will cover your medical bills and any lost wages while you are recovering.
Carpal Tunnel Syndrome
Carpal Tunnel Syndrome is a repetitive motion injury that affects workers who use their hands and wrists for long periods of time. This condition is caused by pressure on the medial nerve that runs through the wrist, which can lead to pain and numbness in the hands and fingers.
If you develop carpal tunnel syndrome due to your work, you may be eligible for workers compensation benefits. Be sure to report your symptoms to your employer and seek medical attention right away.
Back Injuries
Back injuries are one of the most common workplace injuries and can be caused by lifting heavy objects, such as furniture or boxes and using wok vehicles. These injuries can also happen as a result of a fall or from sitting in an uncomfortable position for long periods of time.
If you suffer a back injury at work, you should report it to your employer and seek medical attention. Truck accident lawyers can help you will cover any medical bills and lost wages while you are recovering.
Repetitive Motion Injuries
Repetitive motion injuries are caused by performing the same movement over and over again for long periods of time. This type of injury is common in jobs that require a lot of typing or using a computer mouse.
Repetitive motion injuries can affect the hands, wrists, elbows, or shoulders. If you develop a repetitive motion injury due to your work, you should report it to your employer and seek medical attention. Workers compensation will cover your medical bills and lost wages while you are recovering.
Slips, Trips and Falls
Slips, trips, and falls can happen in any workplace and can be caused by wet floors or uneven surfaces. These types of injuries can result in broken bones, sprains, or strains. If you slip, trip, or fall at work, you should report it to your employer and seek medical attention.
Workers compensation will cover your medical bills and lost wages while you are recovering.
Toxic Exposure
Toxic exposure can occur when an employee is exposed to hazardous chemicals in the workplace. This type of injury can be caused by inhaling toxic fumes or by skin exposure to harmful substances.
If you are exposed to toxic chemicals at work, you should report it to your employer and seek medical attention. Workers compensation will cover your medical bills and lost wages while you are recovering.
How to File a Workers Compensation Claim
If you have suffered an injury at work, it’s important to file a workers compensation claim as soon as possible. To file a claim, you will need to notify your employer of the injury and provide any necessary medical documentation.
Your employer will then submit the claim to their workers compensation insurance provider who will review and process the claim. It’s important to keep copies of all documentation related to your injury and to keep your employer informed of your recovery progress.
If your claim is approved, workers compensation will cover your medical bills and lost wages until you are able to return to work.